Grants Directory › Home Hardening › Wildfire Mitigation Insurance Discounts (HB25-1182)
Home Hardening · Insurer
Wildfire Mitigation Insurance Discounts (HB25-1182)
Open nowVaries by carrierPremium discount / eligibilityIn effect since Jul 1, 2026Deadline / status
Who's eligible
Colorado homeowners who complete recognized mitigation
About this program
Colorado law (effective July 1, 2026) requiring home insurers to disclose each policyholder's wildfire risk score and the mitigation discounts available, recognize parcel- and community-level mitigation, and offer an appeals process; recognized measures include defensible space, Class A roofs, ember-resistant vents, and IBHS Wildfire Prepared Home certification.
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